Looking at a large number of banking and card frauds that are happening these days one certainly needs to be alert while swiping ATM or other cards at a shop or kiosk. In one such case a person named Vicky Ramavtar Agarwal, 37 has been arrested for scamming customers at a restaurant in Pune as reported by Hindustan Times. Agarwal was reportedly using a card skimmer in the swipe machine which was stealing the card details from the customers while they were swiping it for bill payment.

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The incident took place at Zakkas Hotel located near Shivaji Chowk, Hinjewadi between 23rd and 24th November. The restaurant is owned by the complainant, Ganesh Bhimrao Patil, 37.

Vicky was a cashier in his probation period and used to clone the atm cards of the customers using the skimmer in the card swipe machine. According to the police, the card skimmer used to capture the card details whenever customers used to swipe their cards.  He was also allegedly keeping the details of the atm pins of the individuals. Later he used to clone the ATM and withdraw money from the customer’s account.

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  • What is card skimming and how to prevent it?

Card skimming is a type of card details theft where criminals use a small device to steal card information in an otherwise legitimate credit or debit card transaction.

When a credit or debit card is swiped through a skimmer, the device captures and stores all the details stored in the card’s magnetic strip. Thieves use the stolen data to withdraw money or make online transactions. Card skimmers are often placed over the card swipe machines placed in shops or ATMs. With ATMs, the crooks may place a small, undetectable camera nearby to record you entering your PIN. This gives the thief all the information needed to make fake cards and withdraw cash from the cardholder’s checking account.

Although it’s very difficult to detect a skimmer, as a precautionary measure you can watch out for any cameras located near the card swiping machines.Try to cover the keypad with your second hand while entering your pin and if the keypad of an ATM seems very hard to press, avoid using the ATM.

As per local court, The suspect Vicky will be held in police custody until December 1.The Hinjewadi police have registered a case under Sections 379, 419, 420 of Indian Penal Code (IPC) and Sections 43, 66, 66(d) and 72 of Information Technology Act, 2008 against him on Saturday.

The senior police inspector (PI) Nitin Vaykar said to HindustanTimes,”Yes, we arrested the man today and recovered several things from him.” The recovered items were worth Rs 72,050 which include a card skimmer, one Samsung mobile phone, four Redmi mobile phones, two PAN cards and an Aadhaar card, Rs 35,000 cash, a laptop, a computer disk, 39 fake ATM cards and four blank ATM cards. The Police also said that they are investigating more on this matter whether the suspect is involved any other similar case also or not.

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